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Data is based on TURKSTAT's CPI index. This tool is for informational purposes only; no legal liability is accepted.
How Well Has Your Money Held Up Against Inflation?
Inflation calculation measures how the purchasing power of a specific amount of money has changed between two dates. To buy what ₺1,000 could buy in 2015, you may need approximately ₺6,800 today; this tool makes that difference concrete. Calculations are based on TÜİK CPI (Consumer Price Index) data, on a monthly basis from 1982 to the present.
What Is an Inflation Calculator and Why Is It Needed?
Purchasing power is the amount of goods and services that can be bought with a specific amount of money. Inflation erodes this power: the same money buys less. In Turkey, annual inflation exceeded 72% in 2022; this means the purchasing power of a ₺100,000 savings at the beginning of the year dropped to approximately ₺58,000 by the end of the year.
This calculator computes the present-day equivalent of a past amount, or the past value of a current amount. It is used to evaluate salary raises, compare investment returns on a real basis, or see savings erosion.
How to Use. Step by Step
Required Inputs
- Starting amount (in ₺)
- Start date: month and year selection (1982–2026)
- End date: month and year selection
Formula / Logic
The calculation is performed by building a monthly cumulative price index from the annual CPI rates published by TÜİK. The ratio of the CPI values for the start and end periods is applied to the amount: Equivalent Amount = Starting Amount × (End CPI / Start CPI). For dates before 2005, the old TL → new TL conversion (1,000,000 old TL = ₺1) is applied automatically.
How to Interpret the Results
The tool provides two key outputs: Equivalent Amount and Purchasing Power Loss Percentage. The equivalent amount shows the present-day value of the starting money. The purchasing power loss summarizes "what fraction of ₺1 you have lost" as a percentage.
For example, an 85% loss means today's ₺1,000 is equivalent to the purchasing power of ₺150 in that period — in other words, your money's purchasing power has dropped to approximately one-seventh. This figure is used to assess whether a salary raise or investment return has outpaced inflation.
Tips for Accurate Results
- Enter the amount in new Turkish Lira; for dates before 2005, the old TL conversion is applied automatically.
- Values shown for 2025 and 2026 are based on estimated inflation rates, not finalized TÜİK data.
- For real gain or loss, compare the calculation result with deposit interest or investment returns — any investment whose real return cannot outpace inflation causes purchasing power loss.
- The CPI measures the average consumer basket. Increases in specific items such as rent or education may far exceed the CPI.
Frequently Asked Questions
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